Real Estate Appraisal Analyst – RJB – Raymond James Financial – Saint Petersburg, FL

Job details

Job Type
Full-time

Full Job Description

Under limited supervision, uses extensive knowledge and skills obtained through formal education and/or work-related experience to act as the primary Residential Appraisal Reviewer. Provide detailed administrative and technical desk reviews of residential appraisal reports, provided by external appraisal vendors, according to FNMA, FHLMC, FHA, VA and client directives. Ensure quality and quantity guidelines are met and conclusions are accurate and/or appropriate. Analyze quantitative and qualitative data and render professional judgments based on USPAP and client guidelines. The residential review is a necessary process to insure consistency and compliance with RJ Bank Appraisal Policies in accordance with OCC regulations.
Essential Duties and Responsibilities:
  • Perform appraisal reviews of complex 1-4 family residential real estate assigned by the Residential Appraisal Compliance Officer through the FNC/CMS system. Ensure consistency with Uniform Standards of Appraisal Practice, bank policies, and generally accepted appraisal standards.
  • Determine if the appraisal adequately addresses a wide variety of issues that affect property values, such as size, location, market conditions, and physical property condition. External research through the FNC system, public records, and/or MLS data may be required to verify and support data and opinions within the appraisal and appraisal review.
  • Report appraisal review results via an appraisal review form through the FNC/CMS system.
  • Correspond with appraisers to address issues or discrepancies on appraisals raised by the line of business regarding specific appraisals, general appraisal practices, and Associated Bank Appraisal Policies.
  • Coordinate and maintain open lines of communication with FNC and vendors concerning approved appraiser list and appraisal related issues. Recommend qualified additions or deletions from approved appraiser list.
  • Collaborate with the Loan Specialist, Underwriters, Mortgage Consultants, and Credit Analysts to ensure overall appraisal compliance, independence, and valuation.
  • Stay up to date on market trends and conditions.
  • Performs other duties and responsibilities as assigned.

Qualifications

Knowledge, Skills, and Abilities:

Knowledge of:
  • Types of real property, terms, types of ownership in real estate, deeds, mortgages, etc.
  • Real Estate Appraisal Theory and Application.

Skill in:
  • Data Analysis.
  • Critical thinking, problem solving, creativity.
  • Organizational skills, including a high level of accuracy and attention to detail.
  • Effective oral and written communications sufficient to convey details on appraisals and processes.
  • Word processing, spreadsheet and typing sufficient to produce spreadsheets with basic formulas and business form letters and memos.
  • Operating standard office equipment and using required software applications.
Ability to:
  • Recognize deficiencies in appraisals and evaluations reports as well as changes in market trends and conditions.
  • Conduct analysis including basic math, competency with decimals and fractions.
  • Analyze quantitative and qualitative data and render a professional judgment.

Educational/Previous Experience Requirements:
  • Bachelor Degree in Finance, Accounting or related discipline and a minimum of five (5) years’ experience in real estate appraisal, real estate, or banking.

~or~

  • An equivalent combination of education, training or experience

Licenses/Certifications:
  • State Certified Real Estate Appraisal License or the ability to obtain one within 6 months of hire.
  • Raymond James Bank is an EOE/AA and VEVRAA Federal Contractor
  • Priority will be given to protected veterans
  • EOE/AA: Female/Minorities/Disabled/Protected Veterans/LGBT

Raymond James Guiding Behaviors
At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm’s core values of client-first, integrity, independence and a conservative, long-term view.
We expect our associates at all levels to:
  • Grow professionally and inspire others to do the same
  • Work with and through others to achieve desired outcomes
  • Make prompt, pragmatic choices and act with the client in mind
  • Take ownership and hold themselves and others accountable for delivering results that matter
  • Contribute to the continuous evolution of the firm

At Raymond James – we honor, value, respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic self, our organization, clients and communities thrive, it is part of our part of our people-first culture. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.


Job
Banking

Primary Location
US-FL-St. Petersburg-Saint Petersburg

Organization
RJ Bank

Schedule
Full-time

Shift
Day Job

Travel
Yes, 5 % of the Time

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